Frequently asked questions.

What institutions ask us most.

Speak to the team

About SCRYPT

Why SCRYPT and not our current provider?

Three reasons:

  • One point of access covers settlement, trading, custody and asset management, so the same balance moves between them.
  • Licensed and supervised, service by service.
  • A person on the desk answers, nights, weekends and holidays.

What is SCRYPT?

SCRYPT is where money moves. Institutions use us for payments, trading, custody and asset management, in fiat, stablecoins and digital assets. The desk runs nights, weekends and holidays. Each service has its own entity.

Who does SCRYPT serve?

Institutions that move money at scale: payment firms, exchanges and OTC desks, banks, family offices and commodity traders. Not retail clients.

Is SCRYPT licensed?

SCRYPT Digital Trading AG provides trading, stablecoin settlement and custody, as a member of the self-regulatory organisation VQF under the Anti-Money Laundering Act. SCRYPT Digital Investments AG provides asset management and VECTOR, licensed by FINMA as a portfolio manager and supervised by OSFINcontrol AG. In Canada, SCRYPT Financial Ltd is registered with FINTRAC as a Money Services Business, a registration and not a licence. Licensing and supervision.

How is pricing structured?

Spot and OTC are priced on a spread: the two-way price you see is the market, with no separate commission. Custody is a tiered fee on assets held, and asset management combines a management fee with a performance fee, by strategy, agreed at onboarding. For each trade, we quote the price in writing in your chat before you agree to it, and confirm the trade after execution.

Moving and trading

Which currencies can you move, and how fast?

Any stablecoin against the live fiat currencies, routed by asset, network and corridor. Stablecoin legs reach on-chain finality in minutes and credit your ledger the same day (T+0). Ask us for the timing on your corridor.

How do we trade with you?

Three ways, and you can use all three:

  • Trade on the institutional platform in your browser.
  • Connect your systems over WebSocket or FIX.
  • Call and chat with an account manager on the desk.

We give you documentation and sandbox access at onboarding. Need another protocol? Tell us when we first talk.

Can we trade without pre-funding?

Yes, for qualifying clients. Post-trade settlement is available: no pre-funding needed against a pre-approved credit line. Quote, screening, execution, settlement and reconciliation are handled by the same desk that prices the trade. Settlement delivers to your bank account, your wallet or your custodian.

Holding

Are client assets segregated?

Custody services are provided by SCRYPT Digital Trading AG. Each client has dedicated sub-wallets per asset, structured across hot, warm and cold layers. Client funds are segregated from SCRYPT’s own assets and are not used for SCRYPT’s own purposes. Ask us about legal ownership and the treatment of assets under your arrangement.

Who holds the custody keys?

Custody is operated by SCRYPT Digital Trading AG. Keys are MPC-secured with threshold signing, so no single complete signing key exists. Withdrawals pass policy approval and MPC signing before broadcast. Key-loss protection from a specialist provider is part of the service. Key-loss protection provides infrastructure backup to prevent asset loss from technical failures or lost keys. It is not individual investment insurance.

What happens if SCRYPT becomes insolvent?

Client assets are held for the client and kept apart from SCRYPT’s own assets. They are not bank deposits and are not covered by Swiss depositor protection. For insolvency treatment under your arrangement, speak to our team.

Can client assets be lent or pledged?

Ask the team whether lending, pledging or rehypothecation terms apply to your arrangement. We never lend, pledge or rehypothecate client assets without the client’s express written consent.

Asset management

Who is eligible for asset management?

Professional clients and qualified investors within the meaning of FinSA. Capital is at risk, including total loss.

Which products are available?

Decentralised Lending, Money Market Fund and custom strategies.

Is VECTOR a fund?

No. VECTOR distributes yield on the balances you hold for clients. Each client is managed individually, in a smart contract that holds only that client’s assets.

Working with us

How do we get started?

Send us an enquiry. We reply with the next steps and one list of what we need. Timing depends on your entity type and jurisdiction.

Start a conversation

Not answered here? Ask us.

Speak to the team